SMS Terms & Conditions

Terms governing CarPV's text messaging services

Last Updated: January 15, 2025

Quick Reference

To Opt Out: Reply STOP to any message

For Help: Reply HELP or call 855-847-2277

1. SMS Program Overview

CarPV offers text messaging services to provide you with:

  • Auto insurance quotes and updates
  • Policy renewal reminders
  • Important account notifications
  • Educational insurance tips
  • Promotional offers (with your consent)

2. Consent and Enrollment

How You Enroll

You may be enrolled in our SMS program by:

  • Providing your mobile number on our website
  • Checking consent boxes during quote requests
  • Texting a keyword to our short code
  • Verbally consenting during phone conversations
Types of Consent
  • Transactional Messages: Account updates, quotes, policy information (no opt-in required)
  • Marketing Messages: Promotional offers, tips, newsletters (requires explicit opt-in)

3. Message Frequency and Timing

Message Volume
  • Transactional: As needed for your quotes and account
  • Marketing: Up to 4 messages per month
  • Urgent Alerts: Immediate for security or policy issues
Delivery Times
  • Standard messages: 8 AM - 9 PM in your time zone
  • Urgent notifications: Anytime as needed
  • Weekend delivery: Limited to urgent matters only

4. Opt-Out Procedures

How to Stop Messages

You can opt out of SMS messages at any time by:

  • Reply STOP: Text STOP to any message from CarPV
  • Call Us: Contact 855-847-2277 during business hours
  • Email: Send unsubscribe request to sms-optout@carpv.com
  • Online: Update preferences in your account settings
Opt-Out Confirmation

After opting out, you will receive one final confirmation message. This confirmation is required by law and does not constitute a new subscription.

Partial Opt-Out

You may also choose to:

  • Opt out of marketing messages only
  • Reduce message frequency
  • Temporarily pause messages

5. Message and Data Rates

Carrier Charges
  • Standard messaging and data rates apply
  • CarPV does not charge for SMS services
  • International messaging rates may apply for overseas users
  • Check with your carrier for specific rate information
Supported Carriers

Our SMS services work with all major U.S. carriers including:

  • Verizon, AT&T, T-Mobile, Sprint
  • Most prepaid and MVNO carriers
  • Some limitations may apply to certain carriers

6. Help and Customer Support

Getting Help

For SMS-related assistance:

  • Text HELP: Reply HELP to any CarPV message
  • Phone Support: 855-847-2277 (Mon-Fri 8 AM - 8 PM EST)
  • Email Support: sms-support@carpv.com
  • Live Chat: Available on our website during business hours
Common Issues
  • Not receiving messages: Check if your number is blocked or if you've opted out
  • Wrong number: Contact us immediately to update your information
  • Delayed messages: May occur due to carrier network issues

7. Privacy and Data Security

Information We Collect
  • Mobile phone numbers
  • Message delivery status
  • Opt-in and opt-out preferences
  • Carrier information
How We Protect Your Information
  • Secure transmission and storage
  • Limited access on need-to-know basis
  • Regular security audits and updates
  • Compliance with telecommunications regulations

8. Disclaimer and Limitations

Service Availability
  • SMS services depend on carrier network availability
  • CarPV is not responsible for delayed or undelivered messages
  • Service may be temporarily unavailable during maintenance
Accuracy of Information
  • SMS content is for informational purposes
  • Always verify important information through other channels
  • Report any suspected errors immediately

9. Prohibited Uses

You agree not to:

  • Use SMS services for illegal or unauthorized purposes
  • Share or resell access to our SMS services
  • Attempt to interfere with SMS delivery systems
  • Use automated systems to interact with our SMS platform
  • Send spam or unsolicited messages through our system

10. Changes to SMS Terms

We may update these SMS terms by:

  • Posting updated terms on our website
  • Sending notification via SMS or email
  • Providing advance notice of material changes

Continued participation in SMS services after changes constitutes acceptance of new terms.


11. Regulatory Compliance

Our SMS program complies with:

  • Telephone Consumer Protection Act (TCPA)
  • CAN-SPAM Act
  • Mobile Marketing Association (MMA) guidelines
  • Cellular Telecommunications Industry Association (CTIA) best practices

12. Contact Information

For questions about SMS services:

SMS Support Team:

CarPV SMS Services
1425 W Elliot Rd #B-108
Tempe, AZ 85284

Quick Contact:

Phone: 855-847-2277
Email: sms-support@carpv.com
Text: Reply HELP to any message

Important Reminder

You can stop SMS messages at any time by replying STOP. Message and data rates may apply. For help, reply HELP or call 855-847-2277.

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